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Special Offer Investment 2 Year Fixed Rate

Lock in a great rate for your investment dream

A Special Offer Investment 2-Year Fixed Home Loan with Principal & Interest (P&I**) or Interest Only (IO***) options

2 Year Fixed Rate P&I** 5.49 % p.a. Interest rate 6.72 % p.a. Comparison rate

Can't decide between a variable or fixed home loan?

You might consider splitting your home loan into part fixed, part variable rate so you can access both certainty and flexibility, in a ratio that works for you. Call us on 13 61 91 or fill the enquiry form below to speak with one of our mortgage specialists for more information about a split home loan for you to decide whether this may be suitable for you.

Product Features:

Special Offer Investment 2 Year Fixed Rate
Rate lock : Available for a fee*
Offset account : No
Additional repayments accepted : Yes
Minimum loan amount : $500,000
Maximum Loan to Valuation Ratio (LVR) : 80%p.a.
Maximum Loan to Valuation Ratio (LVR) with lender's mortgage insurance : 80%p.a.
Maximum Loan to Valuation Ratio (LVR) Land only : 70%p.a.
Redraw facility : Yes
Fees
Annual fee : $0
Monthly fee : $0
Redraw fee : $0
Establishment fee : $250
Fixed rate loan break fee : Yes

Additional third-party fees and charges apply, please refer to our Fees & Charges and Transaction Limits for details.

Special Offer Investment 2 Year Fixed Rate Interest Rate Comparison Rate
Special Offer Investment 2 Year Fixed Rate Principal & Interest (P&I**) 2 Year Fixed Rate P&I** 5.49% p.a. 6.72% p.a.
Special Offer Investment 2 Year Fixed Rate Interest Only (IO***) 2 Year Fixed Rate IO*** 5.49% p.a. 6.86% p.a.

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A home loan specialist will answer all your questions and help move your application along.

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Guides for home buying

Why choose Australian Mutual Bank?

  • 100% Customer owned

    On becoming a member of our bank, you're not just a customer, you're an owner!

  • Ethical banking

    The benefit of our members, society, and the planet drives everything we do

  • Friendly service

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  • Safe and secure

    Eligible deposits are protected by the Financial Claims Scheme

Footnotes:

  • 1 Special Offer Investment 2 Year Fixed Rate is applicable to loan applications received on or after 01 November 2024 and is subject to change without notice. New money only with a minimum borrowing amount of $500,000 and a maximum LVR of 80%. Reverts to the Investment Variable product at Principal & Interest repayments at the end of the fixed period. Offer available for a limited time only and may be withdrawn once portfolio is met.
  • 2 This comparison rate is based on a $150,000 loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. All loan applications are subject to Australian Mutual Bank Ltd normal lending criteria. Fees and charges, terms and conditions apply.
  • 3 Advanced payments allowable up to $20,000 during the fixed period.
  • 4 You must be at least one month's repayment in advance to obtain a redraw.
  • 5 Does not include valuation, Lender's Mortgage Insurance, 3rd party and government fees such as registration fees, stamp duty, etc.
  • 6 A break cost fee applies to fixed rate loans, please refer to our Fees & Charges and Transaction Limits Schedule for further details.

7. Family Support is available for borrowers, including first home buyers with no deposit, who have an immediate family member that is willing and able to offer security, e.g. their own property, as Guarantor on the loan to secure a portion of the loan. The Guarantor's financial position should be such that they are able to meet their obligations under the guarantee. Non-Resident guarantors are not eligible.

*A rate lock is an extra option that allows fixed rate home loan applicants the ability to lock in the advertised fixed rate for a period of 90 days. Click here to learn more about the rate lock option.

**P&I stands for Principal and Interest repayments

***IO stands for Interest Only repayments

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Any advice or information on this site does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you. Please review Australian Mutual Bank Ltd Account and Access Facility Conditions of Use and Financial Services Guide before acquiring the product.

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